1-800-303-8531. Program 3648 is a nationwide initiative to help homeowners take advantage of HR 3648, The Mortgage Forgiveness Debt Relief Act of 2007, which has been extended through 2013. Realtor Partners assisting these homeowners with a short sale averaged 5.5% commission in 2008, and with Fannie Mae guaranteeing 6%, 2009 averages will be higher. … “Program 3648″ “short sales” “HR 3648″ “loss mitigation” realtors foreclosure preforeclosure “housing bill” “stimulus plan” …

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